In an effort to increase convenience, KEB Hana Bank has launched the country’s first text banking service allowing user to send money or check account information via text messages. The system, which uses artificial intelligence and a chat robot, will allow up to 3 million won (US$2,532) a day to be transferred.
The announcement from the Hana Financial group added that the service would not require logging in to a smartphone banking system or dealing with digital certificates.
The new system works with a five-step verification process, which might in itself sound cumbersome, but compared to Korea’s existing financial transaction methods which require up to 11 steps for money transfers, this should be a welcome change the bank said in a statement.
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